35% PAYMENT HISTORY
30% AMOUNTS OWED
15% INQUIRIES
10% NEW CREDIT
10%TYPES OF CREDIT
A good healthy credit mix is always no more than 2 credit cards open balance kept under 30% and 1 installment loan open Top Credit Repair Company Fast Credit Repair-Affordable Credit Repair Credit Repair-Credit Restoration
You have the right to get a free copy of your credit report every year from the three major credit bureaus (TransUnion, Equifax, and Experian). Some financial advisors suggest staggering your requests over a 12-month period to help keep an eye on your reports and make sure they have accurate information. The best way to get your free credit report is to:
A secured credit card is backed by a cash deposit you make when you open the account. The deposit is usually equal to your credit limit, so if you deposit $200, you'll have a $200 limit.
The deposit reduces the risk to the credit card issuer: If you don't pay your bill, the issuer can take the money from your deposit. That's why these cards are available to people with bad credit or no credit.
What happens to that $200 deposit if you always pay your bill on time? You'll eventually get it back. Use the card responsibly, and you can improve your credit enough to qualify for an unsecured card — one that doesn't require a deposit.
Is Credit repair legal?
yes we are legally bonded and registered with the secretary of state.
Why Fast Pace Credit?
We are a debt management firm that offers credit restoration, so we understand debt and credit, we have a team that is certified in the laws and the deletions are permanent. We even help you settle whatever accounts are left at the end of the program.
What is a retainer fee?
A retainer is what it will cost you to retain the service, this is a one time fee and varies per credit report.
What is a processing fee?
A processing fee is an additional charge monthly charge for the life of the program which covers the expense of the processing, mailing, stamps, envelopes, certified mail for each letter and your assigned consultant.. We are the only company in the industry that ONLY CHARGES $50.00 for your processing fees, others charge over $109.00.-$190.00. With Up Credit you only pay this trough the life of the program which is 6 rounds of 30-45 days each.
How will I know my progress?
You will be assigned a login and password which you would enter on out website and immediately have access to see everything going on and progress on your program. Your consultant will also be a phone call away.
How long is the program?
The program is designed in 6 different stages with each being 45 days long, typically our clients are ready to go within 120 days(4 months.
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